Our Top 10 Business Insurance Blog Articles in 2024

It’s time to hit ‘replay’!

As we cruise toward the end of another year, it’s time to embrace the annual tradition of looking back – because, let’s be honest, who doesn’t love a good ‘best of’ or ‘year in review’ list?

From game-changing tips to vital information for protecting their finances, the past 12 months have been packed with useful reads on the Zensurance Small Business Insights blog that stood out to Canadian business owners everywhere.

With that in mind, let’s see what captured your attention this year by reviewing the 10 most-read articles on our blog in 2024:

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1. Survey: Small Business Owners Fret Over Inflation But Remain Resolutely Upbeat

According to the third annual Zensurance Small Business Confidence Index survey, inflation (58.6%), the cost of business insurance and getting insured (51.7%), and what will happen with interest rates (39.6%) were among the top concerns Canadian small business owners had in 2024.

Although most respondents said the economy hurt their businesses, almost 70% were confident they would be successful in 2024.

Here’s what else was at the top of Canadian business owners’ minds this year.

2. What Is Co-Insurance and How Does It Affect Business Property Insurance?

Co-insurance is an agreement between you and your insurance company. It’s when you agree to maintain your property coverage limit up to the total value to replace it. If you don’t, it can cost you thousands of dollars. 

Here’s how to avoid that scenario.

3. 11 Reasons Why a Business Insurance Claim Could Be Denied

Many things can go wrong, resulting in a small business filing a claim for damages or losses. That makes comprehensive business insurance essential for any business owner or independent professional. 

However, sometimes, an insurance company may deny a claim. 

Here are 11 common reasons why that can happen and what to do if it happens to your small business.

4. 10 Common Mistakes to Avoid When Buying Business Insurance

Protecting your financial well-being and professional reputation with business insurance requires understanding your liability risks and legal and industry requirements. 

There are different factors to consider before buying or renewing a policy, and there are mistakes to steer clear of by thinking about your needs.

Here are common mistakes to avoid when buying insurance.

5. 15 Business Grants and Loans for Women in Canada

Money may not be everything, but it is the oxygen that breathes life into startups and entrepreneurial ventures. 

For Canadian women entrepreneurs who endeavour to bring their business ideas and strategies to fruition, getting the funding they need to kickstart their companies can be daunting.

We share 15 business grants and financing options that aspiring and established women business leaders can apply for or are geared exclusively toward women entrepreneurs.

6. What Is Installation Floater Insurance?

It’s common for general contractors, renovation experts, and builders to overlook adding installation floater insurance to their policies for a project. But it’s an oversight that can cost you dearly.

Here’s an overview of an installation floater and how it protects construction and renovation professionals.

7. 5 Ways to Use AI to Grow Your Small Business

Artificial intelligence (AI) has ushered in a new era of technology. 

While there are certainly liability risks to be aware of, the use of AI tools in your small business also presents exciting opportunities for growth and innovation. 

Here are five ways you can leverage AI in your business.

8. Survey: A Shocking Majority of Canadians Would Sue a Small Business

A national survey conducted by Zensurance found that most Canadian consumers (69.3%) would sue a small business if injured in a slip-and-fall accident, and 84.7% would sue for damages if involved in an auto accident with a business vehicle.

The results highlight the heightened risks confronting Canadian small business owners and independent professionals. Notably, a 2023 poll found seven out of 10 Canadian small business owners had to deal with a legal dispute in the past three years, representing a 230% increase from 2015.

Get the full results and find out what else business owners should know.

9. 10 Things to Do to Start a General Contracting Business

Embarking on starting and running a general contracting business can be profitable, immensely rewarding, and exciting under the right circumstances. However, there’s much to consider before you take the leap and strike out on your own.

Before going solo, here are 10 things you need to do or think about to get your business off the ground and ensure it grows.

10. What Small Businesses Need to Know About Cyber Insurance

Data shows that 69% of Canadian small businesses don’t consider cybersecurity a financial priority and only 20% intend to purchase cyber insurance. 

Here’s why those small businesses need to get serious about cybersecurity.

Be Ready for 2025: Get Low-Cost Liability Insurance for Your Small Business

While you’re mulling over ideas and tactics for 2025 to help your small business grow, don’t overlook the necessity of ensuring you have the comprehensive business insurance you need to grow confidently.

Fill out our online application now for a free quote. It takes less than five minutes to apply.

Zensurance specializes in helping hundreds of thousands of Canadian small business owners, entrepreneurs, and independent professionals across hundreds of industries get customized, low-cost protection. We can help protect your business, too.

Looking to learn more about liability insurance? See our free, downloadable Insurance Guides to learn how to choose the right coverage to protect your finances and reputation. 

Here’s to a happy new year and a prosperous 2025!