Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
What Type of Insurance Do Human Resources (HR) Professionals Need?
The diverse responsibilities of HR professionals contribute to a company’s growth and success. But they also open the door to potential liability risks. Here’s how HR practitioners can safeguard their careers and finances.
15 Business Grants and Loans for Women in Canada
The Zensurance Small Business Grant is one of many options for Canadian women entrepreneurs and startups led by women that are available to help them grow their businesses. See our list of grants and loans to pursue.
Named, Specified, or All-Risk Perils: Which One Is Right for Your Business Insurance?
When exploring options to protect your business with insurance, it’s vital to know the details of a policy. Understanding the differences between the types of perils a policy covers is critical. Get a breakdown of what named, specific, and all-risk perils-based insurance is.
10 Reasons Why You Need a Builder’s Risk Insurance Policy
Also known as course of construction insurance, a builder’s risk policy is a form of property insurance that protects contractors from the beginning to the end of their projects.
21 Business Insurance Terms to Know
A business insurance policy – its coverages, limits, and exclusions – can be difficult to understand. When buying or renewing a policy, get a quick and straightforward rundown of the commercial insurance terms you need to understand.
What Type of Insurance Coverage Do Accountants Need in Canada?
Get a quick overview of what type of insurance policy independent professional accountants and CPAs require to protect their careers and finances from allegations of wrongdoing and damages caused by mistakes and unexpected incidents.
Small Business Tips
How to Prevent Phishing Attacks
Phishing attacks are among the most pervasive cyber-attacks against small businesses and independent professionals. Learn more about it and how to prevent your company from falling prey to it.
Zensurance Business Grant Winner 2024: Down East Dance Academy
Meet our $10,000 and $1,000 small business grant winners, their advice for other business owners and entrepreneurs, and why insurance is an essential part of their financial wellness.
5 Common Winter Business Insurance Claims
Accidents and mishaps leading to insurance claims can happen to any business owner at any time, but winter weather can raise the stakes considerably. Here are five wintertime claims our clients had to contend with and how their insurance coverage helped them recover.
Insurance
What Type of Insurance Do Human Resources (HR) Professionals Need?
The diverse responsibilities of HR professionals contribute to a company’s growth and success. But they also open the door to potential liability risks. Here’s how HR practitioners can safeguard their careers and finances.
Named, Specified, or All-Risk Perils: Which One Is Right for Your Business Insurance?
When exploring options to protect your business with insurance, it’s vital to know the details of a policy. Understanding the differences between the types of perils a policy covers is critical. Get a breakdown of what named, specific, and all-risk perils-based insurance is.
10 Reasons Why You Need a Builder’s Risk Insurance Policy
Also known as course of construction insurance, a builder’s risk policy is a form of property insurance that protects contractors from the beginning to the end of their projects.
Financial Business Tips
15 Business Grants and Loans for Women in Canada
The Zensurance Small Business Grant is one of many options for Canadian women entrepreneurs and startups led by women that are available to help them grow their businesses. See our list of grants and loans to pursue.
Trump Tariffs: How Canadian Small Businesses Can Prepare
Canada’s economy is deeply intertwined with the American economy. If the Trump administration imposes a 25% tariff on all Canadian imports, Canada’s economy and small business community could be dramatically affected. Here’s what to know.
8 Tax Filing Tips for Sole Proprietors
The deadline for Canadian sole proprietors and self-employed professionals to file tax returns in 2025 is fast approaching. These professionals are solely responsible for filing and paying their taxes on time. Find out when your return is due and how sole proprietors can reduce their tax bills.
Cybersecurity
10 Cybersecurity Risks to Small Businesses in 2025
Cyber-related threats and attacks on businesses are constantly evolving. Cyber insurance is a crucial component of any business insurance policy, but so is being aware of the threats that could imperil your business. Here are 10 cyber risks to watch out for this year.
How to Prevent Phishing Attacks
Phishing attacks are among the most pervasive cyber-attacks against small businesses and independent professionals. Learn more about it and how to prevent your company from falling prey to it.
How to Protect Your Business on Black Friday and Cyber Monday 2024
The opportunity Black Friday, Cyber Monday, and the holiday season present also poses considerable liability risks for any small business or independent seller angling to get in on the action. Here’s what to watch for and how to protect your company and finances.
Startup Tips
40 Side Hustles to Make Money in 2024
In addition to making extra income, a side hustle is a testing ground to try out a new idea before jumping headlong into starting a business. Looking for inspiration? Here are 40 side job ideas to consider.
How to Become a Landlord in Canada
If you’re entering the residential property rental market now or thinking of doing so soon, your timing couldn’t be better. But know that becoming a landlord and maintaining a rental property is a lot of work. See our guide for how to set yourself up for success.
10 Things to Do to Start a General Contracting Business
Thinking of being your own boss and calling the shots? Canada needs more entrepreneurs, but be aware starting a business has its challenges. Here's how to prepare to launch and run a successful contracting business.