Significant differences exist between business property policies based on actual cash value or replacement value coverages. Learn what they are and how to decide which policy type suits your small business best.
Co-insurance is an agreement between you and your insurance company. It’s a part of your insurance contract where you agree to maintain your property coverage limit up to the total value to replace it. If you don’t, it can cost you thousands of dollars. Here’s how to avoid that scenario.
Surviving in a tight economy or increasing your income requires more than launching a side hustle. It also requires protecting your finances. Here's how you can do that.
Wiping out and getting injured because of snow and ice is one of the most common injuries in Canada. Here’s how you can prevent your customers and employees from taking a tumble on your property.
At the risk of sounding like Scrooge, Christmas tree producers have to contend with more than inflation and the impacts of climate change on their farms. They also face significant liability threats that could quickly upend their businesses. Here’s how insurance can help.
Entrepreneurs are often ahead of their time as they fearlessly push the limits. Sometimes, they may be so far ahead of their peers that they aspire to launch a business before they’re 18 years old. Here’s how a youth can get liability insurance for a startup.
When frigid temperatures cause water inside a pipe to freeze, the ice expands and can split or crack the line. That can result in the pipe bursting and may lead to internal flooding. Here are ways landlords can prevent frozen pipes.
In Canada, hosts earn an average of $10,300 annually through Airbnb. But weighing the pros and cons of listing your property on any home-sharing platform is critical, especially the property damage and liability risks you face. Here’s what you should know.
There are pros and cons to owning a retail store and significant liability risks. Explore why you need retail insurance and how it helps protect your assets and reputation.
Avoiding complications by maintaining a healthy cash flow is critical for your small business. That doesn’t mean it’s easy to do so. See our recommendations for planning to maintain a healthy cash balance so you can focus on your long-term goals.
