You might be surprised to learn some types of equipment are not automatically protected by a contractor’s typical commercial property policy. Here’s what you need to know about covering tools and equipment you own, rent, lease, or borrow.
Data suggests the forthcoming holiday season will be a potentially lucrative time for restaurants, bars, and pubs, with food service sales expected to return to pre-pandemic levels. Before the revellers arrive, get an insurance checkup and ensure you’re covered for liquor liability risks.
By definition, a peril is a serious and immediate danger. In an insurance contract, it’s a chance event that is unexpected and accidental. Here’s what you should know about open and named perils insurance coverages.