Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
Why Small Businesses Should Consider Commercial Crime Insurance
An estimated 45% of small businesses in Canada were directly affected by crime and safety-related issues in 2024, and theft was one of the most common issues they faced. Theft takes many forms and can be internal. Here’s how commercial crime insurance may help.
New Year, New Coverage: Why Small Businesses Should Review Their Insurance Policies
Insurance policies are typically one-year contracts with your insurer that must be renewed yearly. January provides an opportunity to ensure your coverages align with how your business has changed or may change in the coming months.
Our Top 10 Business Insurance Blog Articles in 2024
Read the 10 most-read blog articles on the Zensurance Small Business Insights blog in 2024 that captured the attention of Canadian business owners and entrepreneurs as you make plans to grow your business in 2025.
Insurance for Accountants: What to Do When Renewing Your Policy
It’s wise to think about what level of protection your accountancy or you as an independent accountant need. Here are nine things every accountant should consider when their policies are due for renewal.
Do I Need Errors and Omissions Insurance?
Every retailer selling online or online sellers using third-party marketplaces risks falling prey to fraud and cybercrime. During the busiest shopping season of the year, here are common scams to be wary of and the steps to take to protect your business.
10 Ideas to Grow Your Small Business in 2025
Looking to capitalize on new ways to engage with existing and prospective customers and apply new tactics to optimize your business operations can be a tough task. With an eye on brighter horizons, we offer 10 suggestions for things you can do to try to accelerate your small business’s growth in 2025.
Small Business Tips
Fire Prevention Week 2024: How to Protect Your Small Business From Fires
October 6 to 12 is Fire Prevention Week in Canada. See our tips and resources for minimizing the risk of fire on your commercial property and how business insurance can help your company recover following a fire.
Celebrating Small Business Month Canada 2024
October is Small Business Month in Canada, a celebration encapsulating the heart and soul of our country’s entrepreneurial spirit. See our list of learning and financing resources to help your small business or startup thrive and grow.
Preparing Your Business Vehicle for Autumn and Winter
Driving in dark, slick, or wintry conditions can be more demanding than driving in the summertime. See our safe driving tips and recommendations for preparing your vehicle for the colder temperatures before the weather turns.
Insurance
Will Changes to Commercial Auto Insurance in Alberta Affect Business Owners?
Alberta is increasing its annual rate hike cap to 7.5% for auto insurance premiums this year. More changes to auto insurance in the province are on the way. Here’s what business vehicle owners in Alberta can expect.
Property Losses Due to Severe Weather Hits $8.5B in 2024
Insured property losses caused by severe weather events in Canada hit a record high of $8.5 billion last year, almost triple the total insured losses recorded in 2023. Here’s how small businesses can protect their properties.
Product Liability Insurance: Why Retailers and Online Sellers Can’t Afford to Go Without It
For retailers, online sellers, e-commerce companies and other enterprises, product liability claims and lawsuits could spell the end of their businesses. Here’s how product liability insurance can protect your finances.
Financial Business Tips
How to Become a Chartered Professional Accountant (CPA) in Canada
Becoming a CPA in Canada takes time and effort and prepares you for a rewarding career with unlimited potential. Read our guide on the steps you need to take to earn a CPA designation.
How to Declare Your Small Business’s Annual Revenues and Why It Matters
One of the questions insurance providers ask when pricing a business insurance policy is what your profession's or company's annual and projected revenue is. Learn why, how to calculate the numbers, and why providing accurate figures is critical.
Federal Budget 2023: 5 Key Takeaways for Small Businesses
Though this budget may have fallen short of what some small business owners were hoping for, here are five things it includes that may prove beneficial to your small business.
Cybersecurity
How to Avoid Scams When Selling Online
Every retailer selling online or online sellers using third-party marketplaces risks falling prey to fraud and cybercrime. During the busiest shopping season of the year, here are common scams to be wary of and the steps to take to protect your business.
What Is Cyber Insurance?
A majority of Canadians (88%) say they've experienced an increase in attempts to defraud them, and 63% of business owners admit their cybersecurity budget is less than 10% of their IT budgets. Small business owners should take action as more sophisticated threats emerge. Here’s how cyber liability insurance can help.
10 Cybersecurity Tips for Small Businesses
October is Cybersecurity Awareness Month in Canada. Ransomware attacks are among the most common cybersecurity incidents Canadian small businesses face, but there are many others. Here are ways you can fight back.
Startup Tips
How to Become a General Contractor
Starting a general contracting business is a rewarding and exhilarating entrepreneurial venture. A general contractor wears many hats, and is often held accountable for every aspect of a building project. Here’s what you need to know to get started.
How to Start a Tutoring Business in Canada
Tutoring is a private and supplementary method of academic instruction and support. The expectation is tutors have exhaustive knowledge or demonstrated expertise in their subjects of focus. Here’s what to know to start your tutoring business.
How to Start an Amazon Business in Canada
If you’ve never sold goods online before, starting an Amazon business is straightforward because this third-party marketplace provides all the information you need. Get an overview of what you need to know, including how to protect your business.