Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
Recent posts
7 Inexpensive Tools for Small Businesses to Create Videos
Using videos to market your business can be a game-changer. For small business owners and self-employed professionals on tight budgets, see our list of options for creating engaging videos with minimal effort and cost.
Fire Prevention Week 2024: How to Protect Your Small Business From Fires
October 6 to 12 is Fire Prevention Week in Canada. See our tips and resources for minimizing the risk of fire on your commercial property and how business insurance can help your company recover following a fire.
How Plumbers Can Get Low-Cost Insurance to Work in High Rises
High-rise plumbers working in individual units are responsible for installing or repairing complex plumbing systems. Get the lowdown on getting the coverage you need, avoiding accidents, and keeping your premium low.
Celebrating Small Business Month Canada 2024
October is Small Business Month in Canada, a celebration encapsulating the heart and soul of our country’s entrepreneurial spirit. See our list of learning and financing resources to help your small business or startup thrive and grow.
What Small Businesses Need to Know About Cyber Insurance
Data shows that 69% of Canadian small businesses don’t consider cybersecurity a financial priority, and only 20% have any intention of purchasing cyber insurance. Here’s why those small businesses need to get serious about cybersecurity.
Understanding Business Interruption Insurance Before Winter Hits
Winter weather can force you to close for a few days (or worse) unexpectedly. That’s why now’s the time to give business interruption insurance thought. Here are your options and how business interruption coverage can protect your income if forced to close temporarily.
Small Business Tips
Survey: Small Business Owners Fret Over Inflation But Remain Resolutely Upbeat
Zensurance’s third annual Small Business Confidence Index survey finds inflation is Canadian business owners’ most significant concern for a second year in a row. Although most respondents said the economy has had a negative impact on their businesses, almost 70% are confident they will be successful in 2024. Here’s what else is on their minds.
5 Tips for Protecting Your Business Property From Mould
Mould can threaten your business property and human health at any time of the year. Prevention is the best cure to safeguard your premises from it. Here are five ways to do that.
How a Distracted Driving Conviction Affects Commercial Auto Insurance
Get an overview of distracted driving, how to avoid it, the penalties, and how it affects your insurance coverage if you’re convicted of the charge.
Insurance
When Does a Holiday Gift Become a Tool of Your Trade?
It’s wise to talk to your broker and ask for an annual review of your policy as your business grows. Regardless of your profession, don’t forget to protect any new items you receive this holiday season you will use to do your job.
10 Ways to Safeguard Your Small Business During the Winter
Winter's icy wrath can damage your business property or cause accidents that lead to liability claims. See our recommendations for protecting your property and finances throughout the winter and reducing the chances of suffering costly losses.
How to Protect Your Business on Black Friday and Cyber Monday 2024
The opportunity Black Friday, Cyber Monday, and the holiday season present also poses considerable liability risks for any small business or independent seller angling to get in on the action. Here’s what to watch for and how to protect your company and finances.
Financial Business Tips
How Financial Literacy Can Help Protect Your Small Business
It’s vital for small business owners to be well-informed about finance to effectively manage and grow their businesses. November is Financial Literacy Month. Tap into these resources to up your financial management skills.
How Does Inflation Affect Small Businesses?
Although Canada’s annual inflation rate cooled slightly from a high of 8.1% in June, core inflation has yet to peak, economists warn. Here’s how small businesses can manage the impact of inflation on their bottom lines.
What Kind of Business Insurance Do Fintech Startups Need?
Fintechs possess a lot of sensitive information about their customers. The dangers and benefits fintechs face are interwoven. As primary targets for fraud, scams, and cyber-attacks, find out what protection fintech startups need.
Cybersecurity
What Is Social Engineering?
Social engineering is a technique used by hackers to manipulate people online to voluntarily provide confidential information about themselves. Learn about the different types of social engineering attacks and how to thwart them.
Your Small Business May Be Vulnerable to Cybercrime
An online presence is more crucial than ever before for small businesses in Canada to pivot and survive the challenges the pandemic has presented. But putting so much emphasis on digital practices has left us vulnerable to cyber-attacks. Find out how you can protect your small business.
Cybersecurity Essentials: How to Create Strong Passwords
Small businesses may be at a disadvantage having the wherewithal to invest in cybersecurity defences. But there are ways to minimize the threats you face to thwart hackers and scammers.
Startup Tips
How to Become a Freelance Writer
Becoming a freelance writer means you’re a self-employed professional who writes articles and other forms of content for a variety of different clients. It can be a rewarding career, but you need to treat it like a business. Here’s what to do.
How to Start a Daycare Business
If you have a passion for raising children and are looking for a lucrative business opportunity, opening a daycare business can be a rewarding option. Read our guide on how you can get started.
How to Start a Restaurant Business
Licking your chops at the thought of opening your own restaurant or food business? Check out our handy guide on how you can get started.