Professional Liability Insurance BC
Comprehensive protection for business owners and self-employed professionals in British Columbia from risks associated with third-party lawsuits and claims of professional negligence.
Trusted by over 300,000 Canadian small business owners!
Save up to 35% on your insurance
Get the best insurance quote in a few clicks!
Trusted by over 300,000 Canadian small business owners!
Save up to 35% on your insurance
Get the best insurance quote in a few clicks!
Partnerships with over 50 leading Canadian insurance providers
Professional liability insurance for small businesses in BC
Small business owners and independent professionals across British Columbia – from Victoria to Vancouver, Kelowna to Prince George, Kamloops to Chilliwack and everywhere across B.C. need protection from third-party allegations and lawsuits related to their professional services, advice, and expertise.
Professional liability insurance covers your business against claims and lawsuits alleging professional negligence, misconduct, misrepresentation and failure to deliver services as promised. It may also protect your media and advertising services that trigger a lawsuit against your customers if sued for defamation, libel, or slander.
Also referred to as errors and omissions (E&O) insurance or medical malpractice insurance, a professional liability insurance policy from Zensurance is vital to safeguard your finances, assets, and reputation.
What does it cover?
A typical professional liability insurance policy protects small businesses, startups, entrepreneurs, contractors, and self-employed professionals in hundreds of industries from a variety of liability exposures, including:
- Negligence
- Misconduct
- Misrepresentation
- Failing to deliver a service as promised
- Omissions
- Mistakes or oversights in your services
- Breach of contract
- Poor advice
- Products or devices you provide or develop for a client
How much does it cost?
Professional liability insurance in BC typically starts at around $250 per year. However, insurance providers determine the actual cost of your policy by considering the details of your business or profession, including:
- Your business’s location
- The services you provide and your industry
- How many employees you have (if applicable)
- Who your customers are, the size of those organizations, and the industries they’re in
- Your years of experience
- Your annual and projected revenue
Professional liability claims examples
A carpenter in Vancouver fails to fulfill the terms of a customer contract. Their customer files a claim for breach of contract.
A business consultant in Victoria faces allegations from a customer that their professional advice or services were erroneous or incomplete, causing them financial loss or harm.
A website designer in Nanaimo is accused of intellectual property infringement after inadvertently using patented designs or copyrighted material for a customer.
Frequently asked questions
Why choose Zensurance?
Intuitive Online Experience
Do everything online, at your
convenience
Always Here For You
We’re just a click away
Full Transparency
Get only the coverage you need in clear language
Our Most Recent Reviews
See what our small business customers have to say about us.
4.8 
4000+ Google Reviews
Ready to start? Let’s get a quote!
Whatever industry your B.C.-based business is in, mistakes, claims of negligence, or contract disputes with customers can happen anytime.
Protect your finances, assets, and reputation from the risk of third-party lawsuits and expensive claims alleging professional negligence with a customized, low-cost professional liability insurance policy from Zensurance.
