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Insurance for arborists
For arborists and tree removal companies, your customers rely on you to help them cultivate a wide range of trees, shrubs, and plants. They also often call upon you to remove a tree from their property, which is risky work. Someone could get injured by a falling branch, or a home or vehicle could be damaged by a tree that is being removed.
Having a specialized arborist tree removal insurance coverage is necessary for protecting your company, employees, and customers.
Common claims scenarios
Problem: You were contracted to remove a hanging tree branch from a client’s backyard. During the removal, you miscalculated the angle of the cut causing the branch to crash onto the patio destroying the homeowner’s property.
Outcome: Your commercial general liability insurance may cover the cost to repair the client’s patio.
Problem: After conducting a tree risk assessment on a commercial property, your analysis concluded it was not necessary to have the tree removed. A couple of weeks later, the same tree fell and significantly damaged a side of the building. Your client sues you for negligence.
Outcome: Your professional liability insurance may cover the cost to defend yourself in court and the damage to the client’s property.
Problem: An invasive species was slowly killing a client’s 100-year-old tree, and you were left with no choice but to use pesticides to remove the infestation. During the procedure, you accidentally cause a spill that damages your client’s lawn and property.
Outcome: Your pollution liability insurance may cover the property damage resulting from the pesticide spill.
Frequently asked questions
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You’re in the business of building the homes, commercial and industrial spaces, and infrastructure Canada needs to grow. Avoid the risk of an expensive lawsuit or costs associated with unexpected events with a customized construction insurance policy.
Fill out an online application to get a free quote. Our licensed brokers will shop the market to get you the coverage you need at the best price available.