Dietitian Liability Insurance

All College of Dietitians members is required to carry Professional Liability Insurance.

Professional Liability Insurance, also known as Malpractice Insurance, protects dietitians against claims or lawsuits alleging negligence, malpractice, or failure to deliver services as promised. Professional Liability Insurance may cover your legal defence costs, as well as monetary judgments and settlement fees up to your policy limit.

Additional coverage is recommended for dietitians who run a business or offer services across multiple locations. Comprehensive coverage for dietitians typical includes the following coverage:

• Commercial General Liability (CGL) Insurance protects you from the everyday risks you may expect to encounter during day-to-day business operations, including third-party property damage or bodily injuries (e.g., slip-and-fall).

• Product Liability Insurance protects you from claims alleging property damage or bodily injury due to a product you sell, distribute, or manufacture. For example, a client suffers an allergic reaction to a supplement you sell and sues you for bodily injury. Your Product Liability Insurance could cover the medical fees and legal expenses. Most product liability claims arise from incorrect labelling or manufacturing defects.

• Cyber Liability Insurance is critical for anyone who stores client information or confidential data. It covers costs associated with electronic incidents involving your technology systems and customer data, such as incident response and breach management fees. For example, your employee opens a suspicious link leading to a data breach. Your Cyber Liability Insurance could cover the cost to notify your clients and implement advanced security measures.

Coverage will vary based on several factors, such as the services you provide, training, and experience. Our specialized team of brokers will always ensure you receive the most comprehensive coverage for your specific needs.