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Business Liability insurance protects Richmond business owners from losses due to unforeseen events that may occur during normal business operations such as property damage, errors or injuries. There are many types of insurance for businesses that protect them according to their industry, size and revenue. Some of these types include general liability insurance, errors and omissions insurance or directors & officers liability insurance.
At Zensurance, we help small businesses in Richmond thrive by providing the best rates on a custom liaiblity insurance policy tailored for each unique business.
What does business liability insurance cover?
While business insurance is not an insurance type per se, it is usually used as an umbrella term to refer to commercial general liability insurance and all the business insurance sub-types.
Explore the following insurance policies for specific coverage information:
Who needs business liability insurance?
Regardless of your business type, owning insurance is critical for the long term survival of any business. Cover the financial costs associated with unforeseen events such as damage caused to 3rd parties, accusations of professional negligence or defective products.
Here are some markets we specialize in Richmond:
How much does business insurance in Richmond cost?
For a small business in Richmond, you can anticipate spending approximately $450 per year on a basic commercial general liability insurance policy with a $2M limit.
The exact cost for your insurance policy varies according to factors such as:
- Industry
- Risk Exposure
- Years of Experience
- Location
- Number of Employees
- Revenue
- Claims History
Getting insured is quick and easy!
If business insurance is what you need, request a free quote now
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